Fitchburg, MA

Average · 90

Massachusetts · Population 41,633 · Updated March 2026

$1,131
Median Rent / Month
$70,659
Median Income
$295,500
Median Home Value
$1,439
Owner Costs / Month

Affordability

How far your income goes in Fitchburg

19.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Massachusetts

State-level tax rates that affect your costs

9.0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.15%
Property Tax Rate

Estimated Annual Costs

$13,572
Annual Rent
$6,359
State Income Tax
$3,398
Property Tax (est.)

Cost of Living Overview

Fitchburg offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 90 (where 100 equals the national median), Fitchburg residents can expect to pay median rent of $1,131/month while earning a median household income of $70,659/year.

The median home value in Fitchburg, MA is $295,500, with typical monthly owner costs around $1,439 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Massachusetts's top income tax rate of 9.0% is among the highest in the nation, adding to the overall cost burden. Combined with a 6.25% sales tax rate and 1.15% effective property tax rate, the overall tax environment is a factor in the total cost of living in Fitchburg.

Frequently Asked Questions

Common questions about living costs in Fitchburg

What is the cost of living in Fitchburg, MA?
The cost of living index in Fitchburg, MA is 90 (US average = 100). Median monthly rent is $1,131, median household income is $70,659/year, and the median home value is $295,500.
Is Fitchburg, MA affordable?
Yes, Fitchburg is more affordable than the national average with a cost index of 90. The rent-to-income ratio is 19.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Fitchburg, MA?
The median gross rent in Fitchburg, MA is $1,131 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $13,572.
What is the median household income in Fitchburg?
The median household income in Fitchburg, MA is $70,659 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Massachusetts?
Massachusetts has a top income tax rate of 9.0%, a sales tax of 6.25%, and an effective property tax rate of 1.15%.