Flagstaff, AZ

Above Avg · 127

Arizona · Population 76,333 · Updated March 2026

$1,555
Median Rent / Month
$68,041
Median Income
$503,400
Median Home Value
$1,538
Owner Costs / Month

Affordability

How far your income goes in Flagstaff

27.4%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Arizona

State-level tax rates that affect your costs

2.5%
Income Tax (Top Rate)
5.6%
Sales Tax
0.62%
Property Tax Rate

Estimated Annual Costs

$18,660
Annual Rent
$1,701
State Income Tax
$3,121
Property Tax (est.)

Cost of Living Overview

Flagstaff has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 127 (where 100 equals the national median), Flagstaff residents can expect to pay median rent of $1,555/month while earning a median household income of $68,041/year.

The median home value in Flagstaff, AZ is $503,400, with typical monthly owner costs around $1,538 including mortgage, insurance, and taxes. With a rent-to-income ratio of 27.4%, Flagstaff falls within the generally affordable range, though it's approaching the 30% burden threshold.

Arizona has a moderate income tax rate of 2.5%. Combined with a 5.6% sales tax rate and 0.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Flagstaff.

Frequently Asked Questions

Common questions about living costs in Flagstaff

What is the cost of living in Flagstaff, AZ?
The cost of living index in Flagstaff, AZ is 127 (US average = 100). Median monthly rent is $1,555, median household income is $68,041/year, and the median home value is $503,400.
Is Flagstaff, AZ affordable?
No, Flagstaff is more expensive than the national average with a cost index of 127. The rent-to-income ratio is 27.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Flagstaff, AZ?
The median gross rent in Flagstaff, AZ is $1,555 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $18,660.
What is the median household income in Flagstaff?
The median household income in Flagstaff, AZ is $68,041 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Arizona?
Arizona has a top income tax rate of 2.5%, a sales tax of 5.6%, and an effective property tax rate of 0.62%.