Flint, MI

Very Low · 42

Michigan · Population 80,835 · Updated March 2026

$859
Median Rent / Month
$36,194
Median Income
$47,600
Median Home Value
$721
Owner Costs / Month

Affordability

How far your income goes in Flint

28.5%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Michigan

State-level tax rates that affect your costs

4.25%
Income Tax (Top Rate)
6.0%
Sales Tax
1.38%
Property Tax Rate

Estimated Annual Costs

$10,308
Annual Rent
$1,538
State Income Tax
$657
Property Tax (est.)

Cost of Living Overview

Flint is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 42 (where 100 equals the national median), Flint residents can expect to pay median rent of $859/month while earning a median household income of $36,194/year.

The median home value in Flint, MI is $47,600, with typical monthly owner costs around $721 including mortgage, insurance, and taxes. With a rent-to-income ratio of 28.5%, Flint falls within the generally affordable range, though it's approaching the 30% burden threshold.

Michigan has a moderate income tax rate of 4.25%. Combined with a 6.0% sales tax rate and 1.38% effective property tax rate, the overall tax environment is a factor in the total cost of living in Flint.

Frequently Asked Questions

Common questions about living costs in Flint

What is the cost of living in Flint, MI?
The cost of living index in Flint, MI is 42 (US average = 100). Median monthly rent is $859, median household income is $36,194/year, and the median home value is $47,600.
Is Flint, MI affordable?
Yes, Flint is more affordable than the national average with a cost index of 42. The rent-to-income ratio is 28.5%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Flint, MI?
The median gross rent in Flint, MI is $859 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,308.
What is the median household income in Flint?
The median household income in Flint, MI is $36,194 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Michigan?
Michigan has a top income tax rate of 4.25%, a sales tax of 6.0%, and an effective property tax rate of 1.38%.