Frisco, TX

Very High · 162

Texas · Population 210,238 · Updated March 2026

$1,902
Median Rent / Month
$146,158
Median Income
$595,400
Median Home Value
$2,389
Owner Costs / Month

Affordability

How far your income goes in Frisco

15.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$22,824
Annual Rent
$0
State Income Tax
$9,526
Property Tax (est.)

Cost of Living Overview

Frisco has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 162 (where 100 equals the national median), Frisco residents can expect to pay median rent of $1,902/month while earning a median household income of $146,158/year.

The median home value in Frisco, TX is $595,400, with typical monthly owner costs around $2,389 including mortgage, insurance, and taxes. The median rent-to-income ratio of 15.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Frisco.

Frequently Asked Questions

Common questions about living costs in Frisco

What is the cost of living in Frisco, TX?
The cost of living index in Frisco, TX is 162 (US average = 100). Median monthly rent is $1,902, median household income is $146,158/year, and the median home value is $595,400.
Is Frisco, TX affordable?
No, Frisco is more expensive than the national average with a cost index of 162. The rent-to-income ratio is 15.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Frisco, TX?
The median gross rent in Frisco, TX is $1,902 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $22,824.
What is the median household income in Frisco?
The median household income in Frisco, TX is $146,158 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.

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