Fruita, CO

Average · 101

Colorado · Population 13,578 · Updated March 2026

$1,275
Median Rent / Month
$77,680
Median Income
$361,500
Median Home Value
$1,414
Owner Costs / Month

Affordability

How far your income goes in Fruita

19.7%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Colorado

State-level tax rates that affect your costs

4.4%
Income Tax (Top Rate)
2.9%
Sales Tax
0.51%
Property Tax Rate

Estimated Annual Costs

$15,300
Annual Rent
$3,418
State Income Tax
$1,844
Property Tax (est.)

Cost of Living Overview

Fruita has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 101 (where 100 equals the national median), Fruita residents can expect to pay median rent of $1,275/month while earning a median household income of $77,680/year.

The median home value in Fruita, CO is $361,500, with typical monthly owner costs around $1,414 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.7% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Colorado has a moderate income tax rate of 4.4%. Combined with a 2.9% sales tax rate and 0.51% effective property tax rate, the overall tax environment is a factor in the total cost of living in Fruita.

Frequently Asked Questions

Common questions about living costs in Fruita

What is the cost of living in Fruita, CO?
The cost of living index in Fruita, CO is 101 (US average = 100). Median monthly rent is $1,275, median household income is $77,680/year, and the median home value is $361,500.
Is Fruita, CO affordable?
No, Fruita is more expensive than the national average with a cost index of 101. The rent-to-income ratio is 19.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Fruita, CO?
The median gross rent in Fruita, CO is $1,275 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $15,300.
What is the median household income in Fruita?
The median household income in Fruita, CO is $77,680 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Colorado?
Colorado has a top income tax rate of 4.4%, a sales tax of 2.9%, and an effective property tax rate of 0.51%.