Garden Acres, CA

Average · 94

California · Population 10,417 · Updated March 2026

$1,304
Median Rent / Month
$62,895
Median Income
$318,400
Median Home Value
$1,263
Owner Costs / Month

Affordability

How far your income goes in Garden Acres

24.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$15,648
Annual Rent
$8,365
State Income Tax
$2,261
Property Tax (est.)

Cost of Living Overview

Garden Acres offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 94 (where 100 equals the national median), Garden Acres residents can expect to pay median rent of $1,304/month while earning a median household income of $62,895/year.

The median home value in Garden Acres, CA is $318,400, with typical monthly owner costs around $1,263 including mortgage, insurance, and taxes. The median rent-to-income ratio of 24.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Garden Acres.

Frequently Asked Questions

Common questions about living costs in Garden Acres

What is the cost of living in Garden Acres, CA?
The cost of living index in Garden Acres, CA is 94 (US average = 100). Median monthly rent is $1,304, median household income is $62,895/year, and the median home value is $318,400.
Is Garden Acres, CA affordable?
Yes, Garden Acres is more affordable than the national average with a cost index of 94. The rent-to-income ratio is 24.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Garden Acres, CA?
The median gross rent in Garden Acres, CA is $1,304 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $15,648.
What is the median household income in Garden Acres?
The median household income in Garden Acres, CA is $62,895 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.