Garden, GA

Very Low · 65

Georgia · Population 10,375 · Updated March 2026

$1,111
Median Rent / Month
$41,735
Median Income
$160,700
Median Home Value
$894
Owner Costs / Month

Affordability

How far your income goes in Garden

31.9%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Georgia

State-level tax rates that affect your costs

5.49%
Income Tax (Top Rate)
4.0%
Sales Tax
0.92%
Property Tax Rate

Estimated Annual Costs

$13,332
Annual Rent
$2,291
State Income Tax
$1,478
Property Tax (est.)

Cost of Living Overview

Garden is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 65 (where 100 equals the national median), Garden residents can expect to pay median rent of $1,111/month while earning a median household income of $41,735/year.

The median home value in Garden, GA is $160,700, with typical monthly owner costs around $894 including mortgage, insurance, and taxes. At 31.9% rent-to-income ratio, residents of Garden are spending more than the recommended 30% of income on housing, indicating moderate cost burden.

Georgia has a moderate income tax rate of 5.49%. Combined with a 4.0% sales tax rate and 0.92% effective property tax rate, the overall tax environment is a factor in the total cost of living in Garden.

Frequently Asked Questions

Common questions about living costs in Garden

What is the cost of living in Garden, GA?
The cost of living index in Garden, GA is 65 (US average = 100). Median monthly rent is $1,111, median household income is $41,735/year, and the median home value is $160,700.
Is Garden, GA affordable?
Yes, Garden is more affordable than the national average with a cost index of 65. The rent-to-income ratio is 31.9%—above the 30%% affordability threshold.
What is the average rent in Garden, GA?
The median gross rent in Garden, GA is $1,111 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $13,332.
What is the median household income in Garden?
The median household income in Garden, GA is $41,735 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Georgia?
Georgia has a top income tax rate of 5.49%, a sales tax of 4.0%, and an effective property tax rate of 0.92%.