Garden, ID

Average · 99

Idaho · Population 12,483 · Updated March 2026

$1,206
Median Rent / Month
$66,859
Median Income
$411,400
Median Home Value
$1,068
Owner Costs / Month

Affordability

How far your income goes in Garden

21.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Idaho

State-level tax rates that affect your costs

5.8%
Income Tax (Top Rate)
6.0%
Sales Tax
0.63%
Property Tax Rate

Estimated Annual Costs

$14,472
Annual Rent
$3,878
State Income Tax
$2,592
Property Tax (est.)

Cost of Living Overview

Garden has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 99 (where 100 equals the national median), Garden residents can expect to pay median rent of $1,206/month while earning a median household income of $66,859/year.

The median home value in Garden, ID is $411,400, with typical monthly owner costs around $1,068 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Idaho has a moderate income tax rate of 5.8%. Combined with a 6.0% sales tax rate and 0.63% effective property tax rate, the overall tax environment is a factor in the total cost of living in Garden.

Frequently Asked Questions

Common questions about living costs in Garden

What is the cost of living in Garden, ID?
The cost of living index in Garden, ID is 99 (US average = 100). Median monthly rent is $1,206, median household income is $66,859/year, and the median home value is $411,400.
Is Garden, ID affordable?
Yes, Garden is more affordable than the national average with a cost index of 99. The rent-to-income ratio is 21.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Garden, ID?
The median gross rent in Garden, ID is $1,206 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,472.
What is the median household income in Garden?
The median household income in Garden, ID is $66,859 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Idaho?
Idaho has a top income tax rate of 5.8%, a sales tax of 6.0%, and an effective property tax rate of 0.63%.