Gardner, KS

Average · 95

Kansas · Population 24,020 · Updated March 2026

$1,296
Median Rent / Month
$92,579
Median Income
$276,000
Median Home Value
$1,574
Owner Costs / Month

Affordability

How far your income goes in Gardner

16.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Kansas

State-level tax rates that affect your costs

5.7%
Income Tax (Top Rate)
6.5%
Sales Tax
1.41%
Property Tax Rate

Estimated Annual Costs

$15,552
Annual Rent
$5,277
State Income Tax
$3,892
Property Tax (est.)

Cost of Living Overview

Gardner has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 95 (where 100 equals the national median), Gardner residents can expect to pay median rent of $1,296/month while earning a median household income of $92,579/year.

The median home value in Gardner, KS is $276,000, with typical monthly owner costs around $1,574 including mortgage, insurance, and taxes. The median rent-to-income ratio of 16.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Kansas has a moderate income tax rate of 5.7%. Combined with a 6.5% sales tax rate and 1.41% effective property tax rate, the overall tax environment is a factor in the total cost of living in Gardner.

Frequently Asked Questions

Common questions about living costs in Gardner

What is the cost of living in Gardner, KS?
The cost of living index in Gardner, KS is 95 (US average = 100). Median monthly rent is $1,296, median household income is $92,579/year, and the median home value is $276,000.
Is Gardner, KS affordable?
Yes, Gardner is more affordable than the national average with a cost index of 95. The rent-to-income ratio is 16.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Gardner, KS?
The median gross rent in Gardner, KS is $1,296 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $15,552.
What is the median household income in Gardner?
The median household income in Gardner, KS is $92,579 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Kansas?
Kansas has a top income tax rate of 5.7%, a sales tax of 6.5%, and an effective property tax rate of 1.41%.