Gardnerville Ranchos, NV

Above Avg · 118

Nevada · Population 12,185 · Updated March 2026

$1,456
Median Rent / Month
$87,971
Median Income
$464,800
Median Home Value
$1,430
Owner Costs / Month

Affordability

How far your income goes in Gardnerville Ranchos

19.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Nevada

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.85%
Sales Tax
0.53%
Property Tax Rate

Estimated Annual Costs

$17,472
Annual Rent
$0
State Income Tax
$2,463
Property Tax (est.)

Cost of Living Overview

Gardnerville Ranchos is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 118 (where 100 equals the national median), Gardnerville Ranchos residents can expect to pay median rent of $1,456/month while earning a median household income of $87,971/year.

The median home value in Gardnerville Ranchos, NV is $464,800, with typical monthly owner costs around $1,430 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Nevada has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.85% sales tax rate and 0.53% effective property tax rate, the overall tax environment helps keep costs manageable in Gardnerville Ranchos.

Frequently Asked Questions

Common questions about living costs in Gardnerville Ranchos

What is the cost of living in Gardnerville Ranchos, NV?
The cost of living index in Gardnerville Ranchos, NV is 118 (US average = 100). Median monthly rent is $1,456, median household income is $87,971/year, and the median home value is $464,800.
Is Gardnerville Ranchos, NV affordable?
No, Gardnerville Ranchos is more expensive than the national average with a cost index of 118. The rent-to-income ratio is 19.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Gardnerville Ranchos, NV?
The median gross rent in Gardnerville Ranchos, NV is $1,456 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $17,472.
What is the median household income in Gardnerville Ranchos?
The median household income in Gardnerville Ranchos, NV is $87,971 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Nevada?
Nevada has a top income tax rate of 0%, a sales tax of 6.85%, and an effective property tax rate of 0.53%. Notably, there is no state income tax.