Georgetown, GA

Average · 95

Georgia · Population 11,606 · Updated March 2026

$1,446
Median Rent / Month
$80,231
Median Income
$257,700
Median Home Value
$1,440
Owner Costs / Month

Affordability

How far your income goes in Georgetown

21.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Georgia

State-level tax rates that affect your costs

5.49%
Income Tax (Top Rate)
4.0%
Sales Tax
0.92%
Property Tax Rate

Estimated Annual Costs

$17,352
Annual Rent
$4,405
State Income Tax
$2,371
Property Tax (est.)

Cost of Living Overview

Georgetown has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 95 (where 100 equals the national median), Georgetown residents can expect to pay median rent of $1,446/month while earning a median household income of $80,231/year.

The median home value in Georgetown, GA is $257,700, with typical monthly owner costs around $1,440 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Georgia has a moderate income tax rate of 5.49%. Combined with a 4.0% sales tax rate and 0.92% effective property tax rate, the overall tax environment is a factor in the total cost of living in Georgetown.

Frequently Asked Questions

Common questions about living costs in Georgetown

What is the cost of living in Georgetown, GA?
The cost of living index in Georgetown, GA is 95 (US average = 100). Median monthly rent is $1,446, median household income is $80,231/year, and the median home value is $257,700.
Is Georgetown, GA affordable?
Yes, Georgetown is more affordable than the national average with a cost index of 95. The rent-to-income ratio is 21.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Georgetown, GA?
The median gross rent in Georgetown, GA is $1,446 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $17,352.
What is the median household income in Georgetown?
The median household income in Georgetown, GA is $80,231 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Georgia?
Georgia has a top income tax rate of 5.49%, a sales tax of 4.0%, and an effective property tax rate of 0.92%.