Graham, WA

Very High · 151

Washington · Population 35,090 · Updated March 2026

$2,172
Median Rent / Month
$115,501
Median Income
$472,800
Median Home Value
$2,119
Owner Costs / Month

Affordability

How far your income goes in Graham

22.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Washington

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.5%
Sales Tax
0.92%
Property Tax Rate

Estimated Annual Costs

$26,064
Annual Rent
$0
State Income Tax
$4,350
Property Tax (est.)

Cost of Living Overview

Graham has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 151 (where 100 equals the national median), Graham residents can expect to pay median rent of $2,172/month while earning a median household income of $115,501/year.

The median home value in Graham, WA is $472,800, with typical monthly owner costs around $2,119 including mortgage, insurance, and taxes. The median rent-to-income ratio of 22.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Washington has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.5% sales tax rate and 0.92% effective property tax rate, the overall tax environment helps keep costs manageable in Graham.

Frequently Asked Questions

Common questions about living costs in Graham

What is the cost of living in Graham, WA?
The cost of living index in Graham, WA is 151 (US average = 100). Median monthly rent is $2,172, median household income is $115,501/year, and the median home value is $472,800.
Is Graham, WA affordable?
No, Graham is more expensive than the national average with a cost index of 151. The rent-to-income ratio is 22.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Graham, WA?
The median gross rent in Graham, WA is $2,172 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $26,064.
What is the median household income in Graham?
The median household income in Graham, WA is $115,501 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Washington?
Washington has a top income tax rate of 0%, a sales tax of 6.5%, and an effective property tax rate of 0.92%. Notably, there is no state income tax.