Grover Beach, CA

Very High · 165

California · Population 12,687 · Updated March 2026

$1,921
Median Rent / Month
$82,534
Median Income
$691,900
Median Home Value
$1,932
Owner Costs / Month

Affordability

How far your income goes in Grover Beach

27.9%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$23,052
Annual Rent
$10,977
State Income Tax
$4,912
Property Tax (est.)

Cost of Living Overview

Grover Beach has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 165 (where 100 equals the national median), Grover Beach residents can expect to pay median rent of $1,921/month while earning a median household income of $82,534/year.

The median home value in Grover Beach, CA is $691,900, with typical monthly owner costs around $1,932 including mortgage, insurance, and taxes. With a rent-to-income ratio of 27.9%, Grover Beach falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Grover Beach.

Frequently Asked Questions

Common questions about living costs in Grover Beach

What is the cost of living in Grover Beach, CA?
The cost of living index in Grover Beach, CA is 165 (US average = 100). Median monthly rent is $1,921, median household income is $82,534/year, and the median home value is $691,900.
Is Grover Beach, CA affordable?
No, Grover Beach is more expensive than the national average with a cost index of 165. The rent-to-income ratio is 27.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Grover Beach, CA?
The median gross rent in Grover Beach, CA is $1,921 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $23,052.
What is the median household income in Grover Beach?
The median household income in Grover Beach, CA is $82,534 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.