Guthrie, OK

Very Low · 59

Oklahoma · Population 11,021 · Updated March 2026

$874
Median Rent / Month
$54,640
Median Income
$176,200
Median Home Value
$838
Owner Costs / Month

Affordability

How far your income goes in Guthrie

19.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Oklahoma

State-level tax rates that affect your costs

4.75%
Income Tax (Top Rate)
4.5%
Sales Tax
0.9%
Property Tax Rate

Estimated Annual Costs

$10,488
Annual Rent
$2,595
State Income Tax
$1,586
Property Tax (est.)

Cost of Living Overview

Guthrie is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 59 (where 100 equals the national median), Guthrie residents can expect to pay median rent of $874/month while earning a median household income of $54,640/year.

The median home value in Guthrie, OK is $176,200, with typical monthly owner costs around $838 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Oklahoma has a moderate income tax rate of 4.75%. Combined with a 4.5% sales tax rate and 0.9% effective property tax rate, the overall tax environment is a factor in the total cost of living in Guthrie.

Frequently Asked Questions

Common questions about living costs in Guthrie

What is the cost of living in Guthrie, OK?
The cost of living index in Guthrie, OK is 59 (US average = 100). Median monthly rent is $874, median household income is $54,640/year, and the median home value is $176,200.
Is Guthrie, OK affordable?
Yes, Guthrie is more affordable than the national average with a cost index of 59. The rent-to-income ratio is 19.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Guthrie, OK?
The median gross rent in Guthrie, OK is $874 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,488.
What is the median household income in Guthrie?
The median household income in Guthrie, OK is $54,640 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Oklahoma?
Oklahoma has a top income tax rate of 4.75%, a sales tax of 4.5%, and an effective property tax rate of 0.9%.