Halawa, HI

Very High · 188

Hawaii · Population 13,809 · Updated March 2026

$1,619
Median Rent / Month
$102,987
Median Income
$1,005,400
Median Home Value
$1,763
Owner Costs / Month

Affordability

How far your income goes in Halawa

18.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Hawaii

State-level tax rates that affect your costs

11.0%
Income Tax (Top Rate)
4.0%
Sales Tax
0.32%
Property Tax Rate

Estimated Annual Costs

$19,428
Annual Rent
$11,329
State Income Tax
$3,217
Property Tax (est.)

Cost of Living Overview

Halawa has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 188 (where 100 equals the national median), Halawa residents can expect to pay median rent of $1,619/month while earning a median household income of $102,987/year.

The median home value in Halawa, HI is $1,005,400, with typical monthly owner costs around $1,763 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Hawaii's top income tax rate of 11.0% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 0.32% effective property tax rate, the overall tax environment is a factor in the total cost of living in Halawa.

Frequently Asked Questions

Common questions about living costs in Halawa

What is the cost of living in Halawa, HI?
The cost of living index in Halawa, HI is 188 (US average = 100). Median monthly rent is $1,619, median household income is $102,987/year, and the median home value is $1,005,400.
Is Halawa, HI affordable?
No, Halawa is more expensive than the national average with a cost index of 188. The rent-to-income ratio is 18.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Halawa, HI?
The median gross rent in Halawa, HI is $1,619 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $19,428.
What is the median household income in Halawa?
The median household income in Halawa, HI is $102,987 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Hawaii?
Hawaii has a top income tax rate of 11.0%, a sales tax of 4.0%, and an effective property tax rate of 0.32%.