Harrisburg, NC

Very High · 150

North Carolina · Population 19,203 · Updated March 2026

$2,407
Median Rent / Month
$143,393
Median Income
$431,900
Median Home Value
$1,923
Owner Costs / Month

Affordability

How far your income goes in Harrisburg

20.1%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in North Carolina

State-level tax rates that affect your costs

4.5%
Income Tax (Top Rate)
4.75%
Sales Tax
0.8%
Property Tax Rate

Estimated Annual Costs

$28,884
Annual Rent
$6,453
State Income Tax
$3,455
Property Tax (est.)

Cost of Living Overview

Harrisburg has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 150 (where 100 equals the national median), Harrisburg residents can expect to pay median rent of $2,407/month while earning a median household income of $143,393/year.

The median home value in Harrisburg, NC is $431,900, with typical monthly owner costs around $1,923 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.1% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

North Carolina has a moderate income tax rate of 4.5%. Combined with a 4.75% sales tax rate and 0.8% effective property tax rate, the overall tax environment is a factor in the total cost of living in Harrisburg.

Frequently Asked Questions

Common questions about living costs in Harrisburg

What is the cost of living in Harrisburg, NC?
The cost of living index in Harrisburg, NC is 150 (US average = 100). Median monthly rent is $2,407, median household income is $143,393/year, and the median home value is $431,900.
Is Harrisburg, NC affordable?
No, Harrisburg is more expensive than the national average with a cost index of 150. The rent-to-income ratio is 20.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Harrisburg, NC?
The median gross rent in Harrisburg, NC is $2,407 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $28,884.
What is the median household income in Harrisburg?
The median household income in Harrisburg, NC is $143,393 per year. This compares to the national median of approximately $80,000.
What are the taxes like in North Carolina?
North Carolina has a top income tax rate of 4.5%, a sales tax of 4.75%, and an effective property tax rate of 0.8%.