Hartsville/Trousdale County, Tennessee, TN

Very Low · 71

Tennessee · Population 11,805 · Updated March 2026

$805
Median Rent / Month
$63,190
Median Income
$284,100
Median Home Value
$949
Owner Costs / Month

Affordability

How far your income goes in Hartsville/Trousdale County, Tennessee

15.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Tennessee

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
7.0%
Sales Tax
0.64%
Property Tax Rate

Estimated Annual Costs

$9,660
Annual Rent
$0
State Income Tax
$1,818
Property Tax (est.)

Cost of Living Overview

Hartsville/Trousdale County, Tennessee is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 71 (where 100 equals the national median), Hartsville/Trousdale County, Tennessee residents can expect to pay median rent of $805/month while earning a median household income of $63,190/year.

The median home value in Hartsville/Trousdale County, Tennessee, TN is $284,100, with typical monthly owner costs around $949 including mortgage, insurance, and taxes. The median rent-to-income ratio of 15.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Tennessee has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 7.0% sales tax rate and 0.64% effective property tax rate, the overall tax environment helps keep costs manageable in Hartsville/Trousdale County, Tennessee.

Frequently Asked Questions

Common questions about living costs in Hartsville/Trousdale County, Tennessee

What is the cost of living in Hartsville/Trousdale County, Tennessee, TN?
The cost of living index in Hartsville/Trousdale County, Tennessee, TN is 71 (US average = 100). Median monthly rent is $805, median household income is $63,190/year, and the median home value is $284,100.
Is Hartsville/Trousdale County, Tennessee, TN affordable?
Yes, Hartsville/Trousdale County, Tennessee is more affordable than the national average with a cost index of 71. The rent-to-income ratio is 15.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Hartsville/Trousdale County, Tennessee, TN?
The median gross rent in Hartsville/Trousdale County, Tennessee, TN is $805 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,660.
What is the median household income in Hartsville/Trousdale County, Tennessee?
The median household income in Hartsville/Trousdale County, Tennessee, TN is $63,190 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Tennessee?
Tennessee has a top income tax rate of 0%, a sales tax of 7.0%, and an effective property tax rate of 0.64%. Notably, there is no state income tax.