Haverstraw, NY

Above Avg · 124

New York · Population 12,273 · Updated March 2026

$1,741
Median Rent / Month
$67,447
Median Income
$361,800
Median Home Value
$1,965
Owner Costs / Month

Affordability

How far your income goes in Haverstraw

31.0%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$20,892
Annual Rent
$7,352
State Income Tax
$5,861
Property Tax (est.)

Cost of Living Overview

Haverstraw has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 124 (where 100 equals the national median), Haverstraw residents can expect to pay median rent of $1,741/month while earning a median household income of $67,447/year.

The median home value in Haverstraw, NY is $361,800, with typical monthly owner costs around $1,965 including mortgage, insurance, and taxes. At 31.0% rent-to-income ratio, residents of Haverstraw are spending more than the recommended 30% of income on housing, indicating moderate cost burden.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Haverstraw.

Frequently Asked Questions

Common questions about living costs in Haverstraw

What is the cost of living in Haverstraw, NY?
The cost of living index in Haverstraw, NY is 124 (US average = 100). Median monthly rent is $1,741, median household income is $67,447/year, and the median home value is $361,800.
Is Haverstraw, NY affordable?
No, Haverstraw is more expensive than the national average with a cost index of 124. The rent-to-income ratio is 31.0%—above the 30%% affordability threshold.
What is the average rent in Haverstraw, NY?
The median gross rent in Haverstraw, NY is $1,741 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $20,892.
What is the median household income in Haverstraw?
The median household income in Haverstraw, NY is $67,447 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.