Holbrook, NY

Very High · 165

New York · Population 26,256 · Updated March 2026

$2,427
Median Rent / Month
$139,116
Median Income
$504,100
Median Home Value
$2,299
Owner Costs / Month

Affordability

How far your income goes in Holbrook

20.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$29,124
Annual Rent
$15,164
State Income Tax
$8,166
Property Tax (est.)

Cost of Living Overview

Holbrook has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 165 (where 100 equals the national median), Holbrook residents can expect to pay median rent of $2,427/month while earning a median household income of $139,116/year.

The median home value in Holbrook, NY is $504,100, with typical monthly owner costs around $2,299 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Holbrook.

Frequently Asked Questions

Common questions about living costs in Holbrook

What is the cost of living in Holbrook, NY?
The cost of living index in Holbrook, NY is 165 (US average = 100). Median monthly rent is $2,427, median household income is $139,116/year, and the median home value is $504,100.
Is Holbrook, NY affordable?
No, Holbrook is more expensive than the national average with a cost index of 165. The rent-to-income ratio is 20.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Holbrook, NY?
The median gross rent in Holbrook, NY is $2,427 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $29,124.
What is the median household income in Holbrook?
The median household income in Holbrook, NY is $139,116 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.