Holtsville, NY

Very High · 157

New York · Population 19,250 · Updated March 2026

$2,192
Median Rent / Month
$130,851
Median Income
$483,400
Median Home Value
$2,355
Owner Costs / Month

Affordability

How far your income goes in Holtsville

20.1%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$26,304
Annual Rent
$14,263
State Income Tax
$7,831
Property Tax (est.)

Cost of Living Overview

Holtsville has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 157 (where 100 equals the national median), Holtsville residents can expect to pay median rent of $2,192/month while earning a median household income of $130,851/year.

The median home value in Holtsville, NY is $483,400, with typical monthly owner costs around $2,355 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.1% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Holtsville.

Frequently Asked Questions

Common questions about living costs in Holtsville

What is the cost of living in Holtsville, NY?
The cost of living index in Holtsville, NY is 157 (US average = 100). Median monthly rent is $2,192, median household income is $130,851/year, and the median home value is $483,400.
Is Holtsville, NY affordable?
No, Holtsville is more expensive than the national average with a cost index of 157. The rent-to-income ratio is 20.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Holtsville, NY?
The median gross rent in Holtsville, NY is $2,192 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $26,304.
What is the median household income in Holtsville?
The median household income in Holtsville, NY is $130,851 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.