Huntsville, TX

Very Low · 70

Texas · Population 46,917 · Updated March 2026

$981
Median Rent / Month
$45,401
Median Income
$225,800
Median Home Value
$983
Owner Costs / Month

Affordability

How far your income goes in Huntsville

25.9%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$11,772
Annual Rent
$0
State Income Tax
$3,613
Property Tax (est.)

Cost of Living Overview

Huntsville is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 70 (where 100 equals the national median), Huntsville residents can expect to pay median rent of $981/month while earning a median household income of $45,401/year.

The median home value in Huntsville, TX is $225,800, with typical monthly owner costs around $983 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.9%, Huntsville falls within the generally affordable range, though it's approaching the 30% burden threshold.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Huntsville.

Frequently Asked Questions

Common questions about living costs in Huntsville

What is the cost of living in Huntsville, TX?
The cost of living index in Huntsville, TX is 70 (US average = 100). Median monthly rent is $981, median household income is $45,401/year, and the median home value is $225,800.
Is Huntsville, TX affordable?
Yes, Huntsville is more affordable than the national average with a cost index of 70. The rent-to-income ratio is 25.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Huntsville, TX?
The median gross rent in Huntsville, TX is $981 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,772.
What is the median household income in Huntsville?
The median household income in Huntsville, TX is $45,401 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.