Indiana, PA

Very Low · 51

Pennsylvania · Population 14,170 · Updated March 2026

$806
Median Rent / Month
$44,784
Median Income
$123,300
Median Home Value
$829
Owner Costs / Month

Affordability

How far your income goes in Indiana

21.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Pennsylvania

State-level tax rates that affect your costs

3.07%
Income Tax (Top Rate)
6.0%
Sales Tax
1.49%
Property Tax Rate

Estimated Annual Costs

$9,672
Annual Rent
$1,375
State Income Tax
$1,837
Property Tax (est.)

Cost of Living Overview

Indiana is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 51 (where 100 equals the national median), Indiana residents can expect to pay median rent of $806/month while earning a median household income of $44,784/year.

The median home value in Indiana, PA is $123,300, with typical monthly owner costs around $829 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Pennsylvania has a moderate income tax rate of 3.07%. Combined with a 6.0% sales tax rate and 1.49% effective property tax rate, the overall tax environment is a factor in the total cost of living in Indiana.

Frequently Asked Questions

Common questions about living costs in Indiana

What is the cost of living in Indiana, PA?
The cost of living index in Indiana, PA is 51 (US average = 100). Median monthly rent is $806, median household income is $44,784/year, and the median home value is $123,300.
Is Indiana, PA affordable?
Yes, Indiana is more affordable than the national average with a cost index of 51. The rent-to-income ratio is 21.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Indiana, PA?
The median gross rent in Indiana, PA is $806 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,672.
What is the median household income in Indiana?
The median household income in Indiana, PA is $44,784 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Pennsylvania?
Pennsylvania has a top income tax rate of 3.07%, a sales tax of 6.0%, and an effective property tax rate of 1.49%.