Irondequoit, NY

Very Low · 71

New York · Population 50,438 · Updated March 2026

$1,110
Median Rent / Month
$76,871
Median Income
$169,000
Median Home Value
$1,207
Owner Costs / Month

Affordability

How far your income goes in Irondequoit

17.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$13,320
Annual Rent
$8,379
State Income Tax
$2,738
Property Tax (est.)

Cost of Living Overview

Irondequoit is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 71 (where 100 equals the national median), Irondequoit residents can expect to pay median rent of $1,110/month while earning a median household income of $76,871/year.

The median home value in Irondequoit, NY is $169,000, with typical monthly owner costs around $1,207 including mortgage, insurance, and taxes. The median rent-to-income ratio of 17.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Irondequoit.

Frequently Asked Questions

Common questions about living costs in Irondequoit

What is the cost of living in Irondequoit, NY?
The cost of living index in Irondequoit, NY is 71 (US average = 100). Median monthly rent is $1,110, median household income is $76,871/year, and the median home value is $169,000.
Is Irondequoit, NY affordable?
Yes, Irondequoit is more affordable than the national average with a cost index of 71. The rent-to-income ratio is 17.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Irondequoit, NY?
The median gross rent in Irondequoit, NY is $1,110 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $13,320.
What is the median household income in Irondequoit?
The median household income in Irondequoit, NY is $76,871 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.