Jackson, MS

Very Low · 58

Mississippi · Population 149,827 · Updated March 2026

$1,018
Median Rent / Month
$43,238
Median Income
$108,200
Median Home Value
$956
Owner Costs / Month

Affordability

How far your income goes in Jackson

28.3%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Mississippi

State-level tax rates that affect your costs

5.0%
Income Tax (Top Rate)
7.0%
Sales Tax
0.67%
Property Tax Rate

Estimated Annual Costs

$12,216
Annual Rent
$2,162
State Income Tax
$725
Property Tax (est.)

Cost of Living Overview

Jackson is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 58 (where 100 equals the national median), Jackson residents can expect to pay median rent of $1,018/month while earning a median household income of $43,238/year.

The median home value in Jackson, MS is $108,200, with typical monthly owner costs around $956 including mortgage, insurance, and taxes. With a rent-to-income ratio of 28.3%, Jackson falls within the generally affordable range, though it's approaching the 30% burden threshold.

Mississippi has a moderate income tax rate of 5.0%. Combined with a 7.0% sales tax rate and 0.67% effective property tax rate, the overall tax environment is a factor in the total cost of living in Jackson.

Frequently Asked Questions

Common questions about living costs in Jackson

What is the cost of living in Jackson, MS?
The cost of living index in Jackson, MS is 58 (US average = 100). Median monthly rent is $1,018, median household income is $43,238/year, and the median home value is $108,200.
Is Jackson, MS affordable?
Yes, Jackson is more affordable than the national average with a cost index of 58. The rent-to-income ratio is 28.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Jackson, MS?
The median gross rent in Jackson, MS is $1,018 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $12,216.
What is the median household income in Jackson?
The median household income in Jackson, MS is $43,238 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Mississippi?
Mississippi has a top income tax rate of 5.0%, a sales tax of 7.0%, and an effective property tax rate of 0.67%.

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