Jacksonville Beach, FL

Very High · 143

Florida · Population 23,601 · Updated March 2026

$1,867
Median Rent / Month
$115,825
Median Income
$523,600
Median Home Value
$1,815
Owner Costs / Month

Affordability

How far your income goes in Jacksonville Beach

19.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Florida

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.0%
Sales Tax
0.86%
Property Tax Rate

Estimated Annual Costs

$22,404
Annual Rent
$0
State Income Tax
$4,503
Property Tax (est.)

Cost of Living Overview

Jacksonville Beach has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 143 (where 100 equals the national median), Jacksonville Beach residents can expect to pay median rent of $1,867/month while earning a median household income of $115,825/year.

The median home value in Jacksonville Beach, FL is $523,600, with typical monthly owner costs around $1,815 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Florida has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.0% sales tax rate and 0.86% effective property tax rate, the overall tax environment helps keep costs manageable in Jacksonville Beach.

Frequently Asked Questions

Common questions about living costs in Jacksonville Beach

What is the cost of living in Jacksonville Beach, FL?
The cost of living index in Jacksonville Beach, FL is 143 (US average = 100). Median monthly rent is $1,867, median household income is $115,825/year, and the median home value is $523,600.
Is Jacksonville Beach, FL affordable?
No, Jacksonville Beach is more expensive than the national average with a cost index of 143. The rent-to-income ratio is 19.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Jacksonville Beach, FL?
The median gross rent in Jacksonville Beach, FL is $1,867 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $22,404.
What is the median household income in Jacksonville Beach?
The median household income in Jacksonville Beach, FL is $115,825 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Florida?
Florida has a top income tax rate of 0%, a sales tax of 6.0%, and an effective property tax rate of 0.86%. Notably, there is no state income tax.