Jacksonville, NC

Below Avg · 79

North Carolina · Population 73,507 · Updated March 2026

$1,268
Median Rent / Month
$54,069
Median Income
$191,700
Median Home Value
$1,219
Owner Costs / Month

Affordability

How far your income goes in Jacksonville

28.1%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in North Carolina

State-level tax rates that affect your costs

4.5%
Income Tax (Top Rate)
4.75%
Sales Tax
0.8%
Property Tax Rate

Estimated Annual Costs

$15,216
Annual Rent
$2,433
State Income Tax
$1,534
Property Tax (est.)

Cost of Living Overview

Jacksonville is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 79 (where 100 equals the national median), Jacksonville residents can expect to pay median rent of $1,268/month while earning a median household income of $54,069/year.

The median home value in Jacksonville, NC is $191,700, with typical monthly owner costs around $1,219 including mortgage, insurance, and taxes. With a rent-to-income ratio of 28.1%, Jacksonville falls within the generally affordable range, though it's approaching the 30% burden threshold.

North Carolina has a moderate income tax rate of 4.5%. Combined with a 4.75% sales tax rate and 0.8% effective property tax rate, the overall tax environment is a factor in the total cost of living in Jacksonville.

Frequently Asked Questions

Common questions about living costs in Jacksonville

What is the cost of living in Jacksonville, NC?
The cost of living index in Jacksonville, NC is 79 (US average = 100). Median monthly rent is $1,268, median household income is $54,069/year, and the median home value is $191,700.
Is Jacksonville, NC affordable?
Yes, Jacksonville is more affordable than the national average with a cost index of 79. The rent-to-income ratio is 28.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Jacksonville, NC?
The median gross rent in Jacksonville, NC is $1,268 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $15,216.
What is the median household income in Jacksonville?
The median household income in Jacksonville, NC is $54,069 per year. This compares to the national median of approximately $80,000.
What are the taxes like in North Carolina?
North Carolina has a top income tax rate of 4.5%, a sales tax of 4.75%, and an effective property tax rate of 0.8%.