Jeffersontown, KY

Below Avg · 84

Kentucky · Population 28,988 · Updated March 2026

$1,253
Median Rent / Month
$78,185
Median Income
$236,800
Median Home Value
$1,251
Owner Costs / Month

Affordability

How far your income goes in Jeffersontown

19.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Kentucky

State-level tax rates that affect your costs

4.0%
Income Tax (Top Rate)
6.0%
Sales Tax
0.83%
Property Tax Rate

Estimated Annual Costs

$15,036
Annual Rent
$3,127
State Income Tax
$1,965
Property Tax (est.)

Cost of Living Overview

Jeffersontown is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 84 (where 100 equals the national median), Jeffersontown residents can expect to pay median rent of $1,253/month while earning a median household income of $78,185/year.

The median home value in Jeffersontown, KY is $236,800, with typical monthly owner costs around $1,251 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Kentucky has a moderate income tax rate of 4.0%. Combined with a 6.0% sales tax rate and 0.83% effective property tax rate, the overall tax environment is a factor in the total cost of living in Jeffersontown.

Frequently Asked Questions

Common questions about living costs in Jeffersontown

What is the cost of living in Jeffersontown, KY?
The cost of living index in Jeffersontown, KY is 84 (US average = 100). Median monthly rent is $1,253, median household income is $78,185/year, and the median home value is $236,800.
Is Jeffersontown, KY affordable?
Yes, Jeffersontown is more affordable than the national average with a cost index of 84. The rent-to-income ratio is 19.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Jeffersontown, KY?
The median gross rent in Jeffersontown, KY is $1,253 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $15,036.
What is the median household income in Jeffersontown?
The median household income in Jeffersontown, KY is $78,185 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Kentucky?
Kentucky has a top income tax rate of 4.0%, a sales tax of 6.0%, and an effective property tax rate of 0.83%.