Johnstown, CO

Very High · 142

Colorado · Population 18,075 · Updated March 2026

$1,767
Median Rent / Month
$130,851
Median Income
$493,500
Median Home Value
$2,145
Owner Costs / Month

Affordability

How far your income goes in Johnstown

16.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Colorado

State-level tax rates that affect your costs

4.4%
Income Tax (Top Rate)
2.9%
Sales Tax
0.51%
Property Tax Rate

Estimated Annual Costs

$21,204
Annual Rent
$5,757
State Income Tax
$2,517
Property Tax (est.)

Cost of Living Overview

Johnstown has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 142 (where 100 equals the national median), Johnstown residents can expect to pay median rent of $1,767/month while earning a median household income of $130,851/year.

The median home value in Johnstown, CO is $493,500, with typical monthly owner costs around $2,145 including mortgage, insurance, and taxes. The median rent-to-income ratio of 16.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Colorado has a moderate income tax rate of 4.4%. Combined with a 2.9% sales tax rate and 0.51% effective property tax rate, the overall tax environment is a factor in the total cost of living in Johnstown.

Frequently Asked Questions

Common questions about living costs in Johnstown

What is the cost of living in Johnstown, CO?
The cost of living index in Johnstown, CO is 142 (US average = 100). Median monthly rent is $1,767, median household income is $130,851/year, and the median home value is $493,500.
Is Johnstown, CO affordable?
No, Johnstown is more expensive than the national average with a cost index of 142. The rent-to-income ratio is 16.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Johnstown, CO?
The median gross rent in Johnstown, CO is $1,767 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $21,204.
What is the median household income in Johnstown?
The median household income in Johnstown, CO is $130,851 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Colorado?
Colorado has a top income tax rate of 4.4%, a sales tax of 2.9%, and an effective property tax rate of 0.51%.