Joliet, IL

Below Avg · 88

Illinois · Population 149,785 · Updated March 2026

$1,237
Median Rent / Month
$88,026
Median Income
$248,600
Median Home Value
$1,472
Owner Costs / Month

Affordability

How far your income goes in Joliet

16.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Illinois

State-level tax rates that affect your costs

4.95%
Income Tax (Top Rate)
6.25%
Sales Tax
2.07%
Property Tax Rate

Estimated Annual Costs

$14,844
Annual Rent
$4,357
State Income Tax
$5,146
Property Tax (est.)

Cost of Living Overview

Joliet offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 88 (where 100 equals the national median), Joliet residents can expect to pay median rent of $1,237/month while earning a median household income of $88,026/year.

The median home value in Joliet, IL is $248,600, with typical monthly owner costs around $1,472 including mortgage, insurance, and taxes. The median rent-to-income ratio of 16.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Illinois has a moderate income tax rate of 4.95%. Combined with a 6.25% sales tax rate and 2.07% effective property tax rate, the overall tax environment is a factor in the total cost of living in Joliet.

Frequently Asked Questions

Common questions about living costs in Joliet

What is the cost of living in Joliet, IL?
The cost of living index in Joliet, IL is 88 (US average = 100). Median monthly rent is $1,237, median household income is $88,026/year, and the median home value is $248,600.
Is Joliet, IL affordable?
Yes, Joliet is more affordable than the national average with a cost index of 88. The rent-to-income ratio is 16.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Joliet, IL?
The median gross rent in Joliet, IL is $1,237 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,844.
What is the median household income in Joliet?
The median household income in Joliet, IL is $88,026 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Illinois?
Illinois has a top income tax rate of 4.95%, a sales tax of 6.25%, and an effective property tax rate of 2.07%.

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