Kalispell, MT

Average · 92

Montana · Population 26,830 · Updated March 2026

$1,019
Median Rent / Month
$61,590
Median Income
$381,400
Median Home Value
$1,221
Owner Costs / Month

Affordability

How far your income goes in Kalispell

19.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Montana

State-level tax rates that affect your costs

6.75%
Income Tax (Top Rate)
0%
Sales Tax
0.74%
Property Tax Rate

Estimated Annual Costs

$12,228
Annual Rent
$4,157
State Income Tax
$2,822
Property Tax (est.)

Cost of Living Overview

Kalispell offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 92 (where 100 equals the national median), Kalispell residents can expect to pay median rent of $1,019/month while earning a median household income of $61,590/year.

The median home value in Kalispell, MT is $381,400, with typical monthly owner costs around $1,221 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Montana has a moderate income tax rate of 6.75%. Combined with a 0% sales tax rate and 0.74% effective property tax rate, the overall tax environment is a factor in the total cost of living in Kalispell.

Frequently Asked Questions

Common questions about living costs in Kalispell

What is the cost of living in Kalispell, MT?
The cost of living index in Kalispell, MT is 92 (US average = 100). Median monthly rent is $1,019, median household income is $61,590/year, and the median home value is $381,400.
Is Kalispell, MT affordable?
Yes, Kalispell is more affordable than the national average with a cost index of 92. The rent-to-income ratio is 19.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Kalispell, MT?
The median gross rent in Kalispell, MT is $1,019 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $12,228.
What is the median household income in Kalispell?
The median household income in Kalispell, MT is $61,590 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Montana?
Montana has a top income tax rate of 6.75%, a sales tax of 0%, and an effective property tax rate of 0.74%.