Kaneohe Base, HI

Very High · 199

Hawaii · Population 10,973 · Updated March 2026

$3,399
Median Rent / Month
$70,000
Median Income
$390,600
Median Home Value
$3,383
Owner Costs / Month

Affordability

How far your income goes in Kaneohe Base

58.3%
Rent-to-Income Ratio
Burdened
Rent takes more than 35% of median income — considered cost-burdened.

Tax Burden in Hawaii

State-level tax rates that affect your costs

11.0%
Income Tax (Top Rate)
4.0%
Sales Tax
0.32%
Property Tax Rate

Estimated Annual Costs

$40,788
Annual Rent
$7,700
State Income Tax
$1,250
Property Tax (est.)

Cost of Living Overview

Kaneohe Base has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 199 (where 100 equals the national median), Kaneohe Base residents can expect to pay median rent of $3,399/month while earning a median household income of $70,000/year.

The median home value in Kaneohe Base, HI is $390,600, with typical monthly owner costs around $3,383 including mortgage, insurance, and taxes. The 58.3% rent-to-income ratio indicates significant housing cost burden. Residents spend well over a third of their income on rent alone.

Hawaii's top income tax rate of 11.0% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 0.32% effective property tax rate, the overall tax environment is a factor in the total cost of living in Kaneohe Base.

Frequently Asked Questions

Common questions about living costs in Kaneohe Base

What is the cost of living in Kaneohe Base, HI?
The cost of living index in Kaneohe Base, HI is 199 (US average = 100). Median monthly rent is $3,399, median household income is $70,000/year, and the median home value is $390,600.
Is Kaneohe Base, HI affordable?
No, Kaneohe Base is more expensive than the national average with a cost index of 199. The rent-to-income ratio is 58.3%—above the 30%% affordability threshold.
What is the average rent in Kaneohe Base, HI?
The median gross rent in Kaneohe Base, HI is $3,399 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $40,788.
What is the median household income in Kaneohe Base?
The median household income in Kaneohe Base, HI is $70,000 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Hawaii?
Hawaii has a top income tax rate of 11.0%, a sales tax of 4.0%, and an effective property tax rate of 0.32%.