Kendallville, IN

Very Low · 48

Indiana · Population 10,094 · Updated March 2026

$696
Median Rent / Month
$60,909
Median Income
$130,600
Median Home Value
$794
Owner Costs / Month

Affordability

How far your income goes in Kendallville

13.7%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Indiana

State-level tax rates that affect your costs

3.05%
Income Tax (Top Rate)
7.0%
Sales Tax
0.83%
Property Tax Rate

Estimated Annual Costs

$8,352
Annual Rent
$1,858
State Income Tax
$1,084
Property Tax (est.)

Cost of Living Overview

Kendallville is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 48 (where 100 equals the national median), Kendallville residents can expect to pay median rent of $696/month while earning a median household income of $60,909/year.

The median home value in Kendallville, IN is $130,600, with typical monthly owner costs around $794 including mortgage, insurance, and taxes. The median rent-to-income ratio of 13.7% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Indiana has a moderate income tax rate of 3.05%. Combined with a 7.0% sales tax rate and 0.83% effective property tax rate, the overall tax environment is a factor in the total cost of living in Kendallville.

Frequently Asked Questions

Common questions about living costs in Kendallville

What is the cost of living in Kendallville, IN?
The cost of living index in Kendallville, IN is 48 (US average = 100). Median monthly rent is $696, median household income is $60,909/year, and the median home value is $130,600.
Is Kendallville, IN affordable?
Yes, Kendallville is more affordable than the national average with a cost index of 48. The rent-to-income ratio is 13.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Kendallville, IN?
The median gross rent in Kendallville, IN is $696 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $8,352.
What is the median household income in Kendallville?
The median household income in Kendallville, IN is $60,909 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Indiana?
Indiana has a top income tax rate of 3.05%, a sales tax of 7.0%, and an effective property tax rate of 0.83%.