Kings Mountain, NC

Very Low · 58

North Carolina · Population 11,472 · Updated March 2026

$879
Median Rent / Month
$45,507
Median Income
$177,700
Median Home Value
$740
Owner Costs / Month

Affordability

How far your income goes in Kings Mountain

23.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in North Carolina

State-level tax rates that affect your costs

4.5%
Income Tax (Top Rate)
4.75%
Sales Tax
0.8%
Property Tax Rate

Estimated Annual Costs

$10,548
Annual Rent
$2,048
State Income Tax
$1,422
Property Tax (est.)

Cost of Living Overview

Kings Mountain is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 58 (where 100 equals the national median), Kings Mountain residents can expect to pay median rent of $879/month while earning a median household income of $45,507/year.

The median home value in Kings Mountain, NC is $177,700, with typical monthly owner costs around $740 including mortgage, insurance, and taxes. The median rent-to-income ratio of 23.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

North Carolina has a moderate income tax rate of 4.5%. Combined with a 4.75% sales tax rate and 0.8% effective property tax rate, the overall tax environment is a factor in the total cost of living in Kings Mountain.

Frequently Asked Questions

Common questions about living costs in Kings Mountain

What is the cost of living in Kings Mountain, NC?
The cost of living index in Kings Mountain, NC is 58 (US average = 100). Median monthly rent is $879, median household income is $45,507/year, and the median home value is $177,700.
Is Kings Mountain, NC affordable?
Yes, Kings Mountain is more affordable than the national average with a cost index of 58. The rent-to-income ratio is 23.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Kings Mountain, NC?
The median gross rent in Kings Mountain, NC is $879 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,548.
What is the median household income in Kings Mountain?
The median household income in Kings Mountain, NC is $45,507 per year. This compares to the national median of approximately $80,000.
What are the taxes like in North Carolina?
North Carolina has a top income tax rate of 4.5%, a sales tax of 4.75%, and an effective property tax rate of 0.8%.