Kirksville, MO

Very Low · 52

Missouri · Population 17,493 · Updated March 2026

$787
Median Rent / Month
$48,063
Median Income
$145,300
Median Home Value
$781
Owner Costs / Month

Affordability

How far your income goes in Kirksville

19.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Missouri

State-level tax rates that affect your costs

4.95%
Income Tax (Top Rate)
4.225%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$9,444
Annual Rent
$2,379
State Income Tax
$1,351
Property Tax (est.)

Cost of Living Overview

Kirksville is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 52 (where 100 equals the national median), Kirksville residents can expect to pay median rent of $787/month while earning a median household income of $48,063/year.

The median home value in Kirksville, MO is $145,300, with typical monthly owner costs around $781 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Missouri has a moderate income tax rate of 4.95%. Combined with a 4.225% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Kirksville.

Frequently Asked Questions

Common questions about living costs in Kirksville

What is the cost of living in Kirksville, MO?
The cost of living index in Kirksville, MO is 52 (US average = 100). Median monthly rent is $787, median household income is $48,063/year, and the median home value is $145,300.
Is Kirksville, MO affordable?
Yes, Kirksville is more affordable than the national average with a cost index of 52. The rent-to-income ratio is 19.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Kirksville, MO?
The median gross rent in Kirksville, MO is $787 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,444.
What is the median household income in Kirksville?
The median household income in Kirksville, MO is $48,063 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Missouri?
Missouri has a top income tax rate of 4.95%, a sales tax of 4.225%, and an effective property tax rate of 0.93%.