Kirkwood, MO

Above Avg · 110

Missouri · Population 29,302 · Updated March 2026

$1,293
Median Rent / Month
$117,439
Median Income
$421,500
Median Home Value
$1,542
Owner Costs / Month

Affordability

How far your income goes in Kirkwood

13.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Missouri

State-level tax rates that affect your costs

4.95%
Income Tax (Top Rate)
4.225%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$15,516
Annual Rent
$5,813
State Income Tax
$3,920
Property Tax (est.)

Cost of Living Overview

Kirkwood is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 110 (where 100 equals the national median), Kirkwood residents can expect to pay median rent of $1,293/month while earning a median household income of $117,439/year.

The median home value in Kirkwood, MO is $421,500, with typical monthly owner costs around $1,542 including mortgage, insurance, and taxes. The median rent-to-income ratio of 13.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Missouri has a moderate income tax rate of 4.95%. Combined with a 4.225% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Kirkwood.

Frequently Asked Questions

Common questions about living costs in Kirkwood

What is the cost of living in Kirkwood, MO?
The cost of living index in Kirkwood, MO is 110 (US average = 100). Median monthly rent is $1,293, median household income is $117,439/year, and the median home value is $421,500.
Is Kirkwood, MO affordable?
No, Kirkwood is more expensive than the national average with a cost index of 110. The rent-to-income ratio is 13.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Kirkwood, MO?
The median gross rent in Kirkwood, MO is $1,293 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $15,516.
What is the median household income in Kirkwood?
The median household income in Kirkwood, MO is $117,439 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Missouri?
Missouri has a top income tax rate of 4.95%, a sales tax of 4.225%, and an effective property tax rate of 0.93%.