Kiryas Joel, NY

Very High · 152

New York · Population 36,572 · Updated March 2026

$1,575
Median Rent / Month
$43,171
Median Income
$685,800
Median Home Value
$1,813
Owner Costs / Month

Affordability

How far your income goes in Kiryas Joel

43.8%
Rent-to-Income Ratio
Burdened
Rent takes more than 35% of median income — considered cost-burdened.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$18,900
Annual Rent
$4,706
State Income Tax
$11,110
Property Tax (est.)

Cost of Living Overview

Kiryas Joel has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 152 (where 100 equals the national median), Kiryas Joel residents can expect to pay median rent of $1,575/month while earning a median household income of $43,171/year.

The median home value in Kiryas Joel, NY is $685,800, with typical monthly owner costs around $1,813 including mortgage, insurance, and taxes. The 43.8% rent-to-income ratio indicates significant housing cost burden. Residents spend well over a third of their income on rent alone.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Kiryas Joel.

Frequently Asked Questions

Common questions about living costs in Kiryas Joel

What is the cost of living in Kiryas Joel, NY?
The cost of living index in Kiryas Joel, NY is 152 (US average = 100). Median monthly rent is $1,575, median household income is $43,171/year, and the median home value is $685,800.
Is Kiryas Joel, NY affordable?
No, Kiryas Joel is more expensive than the national average with a cost index of 152. The rent-to-income ratio is 43.8%—above the 30%% affordability threshold.
What is the average rent in Kiryas Joel, NY?
The median gross rent in Kiryas Joel, NY is $1,575 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $18,900.
What is the median household income in Kiryas Joel?
The median household income in Kiryas Joel, NY is $43,171 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.