Lahaina, HI

Very High · 185

Hawaii · Population 11,423 · Updated March 2026

$1,988
Median Rent / Month
$85,988
Median Income
$841,400
Median Home Value
$2,048
Owner Costs / Month

Affordability

How far your income goes in Lahaina

27.7%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Hawaii

State-level tax rates that affect your costs

11.0%
Income Tax (Top Rate)
4.0%
Sales Tax
0.32%
Property Tax Rate

Estimated Annual Costs

$23,856
Annual Rent
$9,459
State Income Tax
$2,692
Property Tax (est.)

Cost of Living Overview

Lahaina has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 185 (where 100 equals the national median), Lahaina residents can expect to pay median rent of $1,988/month while earning a median household income of $85,988/year.

The median home value in Lahaina, HI is $841,400, with typical monthly owner costs around $2,048 including mortgage, insurance, and taxes. With a rent-to-income ratio of 27.7%, Lahaina falls within the generally affordable range, though it's approaching the 30% burden threshold.

Hawaii's top income tax rate of 11.0% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 0.32% effective property tax rate, the overall tax environment is a factor in the total cost of living in Lahaina.

Frequently Asked Questions

Common questions about living costs in Lahaina

What is the cost of living in Lahaina, HI?
The cost of living index in Lahaina, HI is 185 (US average = 100). Median monthly rent is $1,988, median household income is $85,988/year, and the median home value is $841,400.
Is Lahaina, HI affordable?
No, Lahaina is more expensive than the national average with a cost index of 185. The rent-to-income ratio is 27.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Lahaina, HI?
The median gross rent in Lahaina, HI is $1,988 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $23,856.
What is the median household income in Lahaina?
The median household income in Lahaina, HI is $85,988 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Hawaii?
Hawaii has a top income tax rate of 11.0%, a sales tax of 4.0%, and an effective property tax rate of 0.32%.