California · Population 80,510 · Updated March 2026
How far your income goes in Lakewood
State-level tax rates that affect your costs
Lakewood has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 192 (where 100 equals the national median), Lakewood residents can expect to pay median rent of $2,324/month while earning a median household income of $116,794/year.
The median home value in Lakewood, CA is $774,100, with typical monthly owner costs around $2,314 including mortgage, insurance, and taxes. The median rent-to-income ratio of 23.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.
California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Lakewood.
Common questions about living costs in Lakewood