Laurinburg, NC

Very Low · 49

North Carolina · Population 15,079 · Updated March 2026

$766
Median Rent / Month
$39,258
Median Income
$121,500
Median Home Value
$797
Owner Costs / Month

Affordability

How far your income goes in Laurinburg

23.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in North Carolina

State-level tax rates that affect your costs

4.5%
Income Tax (Top Rate)
4.75%
Sales Tax
0.8%
Property Tax Rate

Estimated Annual Costs

$9,192
Annual Rent
$1,767
State Income Tax
$972
Property Tax (est.)

Cost of Living Overview

Laurinburg is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 49 (where 100 equals the national median), Laurinburg residents can expect to pay median rent of $766/month while earning a median household income of $39,258/year.

The median home value in Laurinburg, NC is $121,500, with typical monthly owner costs around $797 including mortgage, insurance, and taxes. The median rent-to-income ratio of 23.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

North Carolina has a moderate income tax rate of 4.5%. Combined with a 4.75% sales tax rate and 0.8% effective property tax rate, the overall tax environment is a factor in the total cost of living in Laurinburg.

Frequently Asked Questions

Common questions about living costs in Laurinburg

What is the cost of living in Laurinburg, NC?
The cost of living index in Laurinburg, NC is 49 (US average = 100). Median monthly rent is $766, median household income is $39,258/year, and the median home value is $121,500.
Is Laurinburg, NC affordable?
Yes, Laurinburg is more affordable than the national average with a cost index of 49. The rent-to-income ratio is 23.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Laurinburg, NC?
The median gross rent in Laurinburg, NC is $766 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,192.
What is the median household income in Laurinburg?
The median household income in Laurinburg, NC is $39,258 per year. This compares to the national median of approximately $80,000.
What are the taxes like in North Carolina?
North Carolina has a top income tax rate of 4.5%, a sales tax of 4.75%, and an effective property tax rate of 0.8%.