Layton, UT

Above Avg · 116

Utah · Population 82,512 · Updated March 2026

$1,455
Median Rent / Month
$99,188
Median Income
$437,400
Median Home Value
$1,524
Owner Costs / Month

Affordability

How far your income goes in Layton

17.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Utah

State-level tax rates that affect your costs

4.65%
Income Tax (Top Rate)
6.1%
Sales Tax
0.58%
Property Tax Rate

Estimated Annual Costs

$17,460
Annual Rent
$4,612
State Income Tax
$2,537
Property Tax (est.)

Cost of Living Overview

Layton is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 116 (where 100 equals the national median), Layton residents can expect to pay median rent of $1,455/month while earning a median household income of $99,188/year.

The median home value in Layton, UT is $437,400, with typical monthly owner costs around $1,524 including mortgage, insurance, and taxes. The median rent-to-income ratio of 17.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Utah has a moderate income tax rate of 4.65%. Combined with a 6.1% sales tax rate and 0.58% effective property tax rate, the overall tax environment is a factor in the total cost of living in Layton.

Frequently Asked Questions

Common questions about living costs in Layton

What is the cost of living in Layton, UT?
The cost of living index in Layton, UT is 116 (US average = 100). Median monthly rent is $1,455, median household income is $99,188/year, and the median home value is $437,400.
Is Layton, UT affordable?
No, Layton is more expensive than the national average with a cost index of 116. The rent-to-income ratio is 17.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Layton, UT?
The median gross rent in Layton, UT is $1,455 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $17,460.
What is the median household income in Layton?
The median household income in Layton, UT is $99,188 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Utah?
Utah has a top income tax rate of 4.65%, a sales tax of 6.1%, and an effective property tax rate of 0.58%.