Livermore, CA

Very High · 241

California · Population 85,870 · Updated March 2026

$2,640
Median Rent / Month
$153,602
Median Income
$1,038,600
Median Home Value
$2,916
Owner Costs / Month

Affordability

How far your income goes in Livermore

20.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$31,680
Annual Rent
$20,429
State Income Tax
$7,374
Property Tax (est.)

Cost of Living Overview

Livermore has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 241 (where 100 equals the national median), Livermore residents can expect to pay median rent of $2,640/month while earning a median household income of $153,602/year.

The median home value in Livermore, CA is $1,038,600, with typical monthly owner costs around $2,916 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Livermore.

Frequently Asked Questions

Common questions about living costs in Livermore

What is the cost of living in Livermore, CA?
The cost of living index in Livermore, CA is 241 (US average = 100). Median monthly rent is $2,640, median household income is $153,602/year, and the median home value is $1,038,600.
Is Livermore, CA affordable?
No, Livermore is more expensive than the national average with a cost index of 241. The rent-to-income ratio is 20.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Livermore, CA?
The median gross rent in Livermore, CA is $2,640 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $31,680.
What is the median household income in Livermore?
The median household income in Livermore, CA is $153,602 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.