Loma Linda, CA

Very High · 144

California · Population 25,021 · Updated March 2026

$1,759
Median Rent / Month
$82,824
Median Income
$557,800
Median Home Value
$1,820
Owner Costs / Month

Affordability

How far your income goes in Loma Linda

25.5%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$21,108
Annual Rent
$11,016
State Income Tax
$3,960
Property Tax (est.)

Cost of Living Overview

Loma Linda has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 144 (where 100 equals the national median), Loma Linda residents can expect to pay median rent of $1,759/month while earning a median household income of $82,824/year.

The median home value in Loma Linda, CA is $557,800, with typical monthly owner costs around $1,820 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.5%, Loma Linda falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Loma Linda.

Frequently Asked Questions

Common questions about living costs in Loma Linda

What is the cost of living in Loma Linda, CA?
The cost of living index in Loma Linda, CA is 144 (US average = 100). Median monthly rent is $1,759, median household income is $82,824/year, and the median home value is $557,800.
Is Loma Linda, CA affordable?
No, Loma Linda is more expensive than the national average with a cost index of 144. The rent-to-income ratio is 25.5%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Loma Linda, CA?
The median gross rent in Loma Linda, CA is $1,759 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $21,108.
What is the median household income in Loma Linda?
The median household income in Loma Linda, CA is $82,824 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.