Lone Tree, CO

Very High · 186

Colorado · Population 14,136 · Updated March 2026

$2,030
Median Rent / Month
$125,699
Median Income
$819,800
Median Home Value
$2,139
Owner Costs / Month

Affordability

How far your income goes in Lone Tree

19.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Colorado

State-level tax rates that affect your costs

4.4%
Income Tax (Top Rate)
2.9%
Sales Tax
0.51%
Property Tax Rate

Estimated Annual Costs

$24,360
Annual Rent
$5,531
State Income Tax
$4,181
Property Tax (est.)

Cost of Living Overview

Lone Tree has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 186 (where 100 equals the national median), Lone Tree residents can expect to pay median rent of $2,030/month while earning a median household income of $125,699/year.

The median home value in Lone Tree, CO is $819,800, with typical monthly owner costs around $2,139 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Colorado has a moderate income tax rate of 4.4%. Combined with a 2.9% sales tax rate and 0.51% effective property tax rate, the overall tax environment is a factor in the total cost of living in Lone Tree.

Frequently Asked Questions

Common questions about living costs in Lone Tree

What is the cost of living in Lone Tree, CO?
The cost of living index in Lone Tree, CO is 186 (US average = 100). Median monthly rent is $2,030, median household income is $125,699/year, and the median home value is $819,800.
Is Lone Tree, CO affordable?
No, Lone Tree is more expensive than the national average with a cost index of 186. The rent-to-income ratio is 19.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Lone Tree, CO?
The median gross rent in Lone Tree, CO is $2,030 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $24,360.
What is the median household income in Lone Tree?
The median household income in Lone Tree, CO is $125,699 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Colorado?
Colorado has a top income tax rate of 4.4%, a sales tax of 2.9%, and an effective property tax rate of 0.51%.