Long Beach, CA

Very High · 169

California · Population 458,491 · Updated March 2026

$1,803
Median Rent / Month
$83,969
Median Income
$762,200
Median Home Value
$1,890
Owner Costs / Month

Affordability

How far your income goes in Long Beach

25.8%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$21,636
Annual Rent
$11,168
State Income Tax
$5,412
Property Tax (est.)

Cost of Living Overview

Long Beach has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 169 (where 100 equals the national median), Long Beach residents can expect to pay median rent of $1,803/month while earning a median household income of $83,969/year.

The median home value in Long Beach, CA is $762,200, with typical monthly owner costs around $1,890 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.8%, Long Beach falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Long Beach.

Frequently Asked Questions

Common questions about living costs in Long Beach

What is the cost of living in Long Beach, CA?
The cost of living index in Long Beach, CA is 169 (US average = 100). Median monthly rent is $1,803, median household income is $83,969/year, and the median home value is $762,200.
Is Long Beach, CA affordable?
No, Long Beach is more expensive than the national average with a cost index of 169. The rent-to-income ratio is 25.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Long Beach, CA?
The median gross rent in Long Beach, CA is $1,803 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $21,636.
What is the median household income in Long Beach?
The median household income in Long Beach, CA is $83,969 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.

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