Los Banos, CA

Above Avg · 116

California · Population 46,776 · Updated March 2026

$1,515
Median Rent / Month
$70,893
Median Income
$419,600
Median Home Value
$1,539
Owner Costs / Month

Affordability

How far your income goes in Los Banos

25.6%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$18,180
Annual Rent
$9,429
State Income Tax
$2,979
Property Tax (est.)

Cost of Living Overview

Los Banos is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 116 (where 100 equals the national median), Los Banos residents can expect to pay median rent of $1,515/month while earning a median household income of $70,893/year.

The median home value in Los Banos, CA is $419,600, with typical monthly owner costs around $1,539 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.6%, Los Banos falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Los Banos.

Frequently Asked Questions

Common questions about living costs in Los Banos

What is the cost of living in Los Banos, CA?
The cost of living index in Los Banos, CA is 116 (US average = 100). Median monthly rent is $1,515, median household income is $70,893/year, and the median home value is $419,600.
Is Los Banos, CA affordable?
No, Los Banos is more expensive than the national average with a cost index of 116. The rent-to-income ratio is 25.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Los Banos, CA?
The median gross rent in Los Banos, CA is $1,515 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $18,180.
What is the median household income in Los Banos?
The median household income in Los Banos, CA is $70,893 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.