Louisville, CO

Very High · 191

Colorado · Population 20,788 · Updated March 2026

$2,069
Median Rent / Month
$149,159
Median Income
$835,000
Median Home Value
$2,250
Owner Costs / Month

Affordability

How far your income goes in Louisville

16.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Colorado

State-level tax rates that affect your costs

4.4%
Income Tax (Top Rate)
2.9%
Sales Tax
0.51%
Property Tax Rate

Estimated Annual Costs

$24,828
Annual Rent
$6,563
State Income Tax
$4,258
Property Tax (est.)

Cost of Living Overview

Louisville has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 191 (where 100 equals the national median), Louisville residents can expect to pay median rent of $2,069/month while earning a median household income of $149,159/year.

The median home value in Louisville, CO is $835,000, with typical monthly owner costs around $2,250 including mortgage, insurance, and taxes. The median rent-to-income ratio of 16.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Colorado has a moderate income tax rate of 4.4%. Combined with a 2.9% sales tax rate and 0.51% effective property tax rate, the overall tax environment is a factor in the total cost of living in Louisville.

Frequently Asked Questions

Common questions about living costs in Louisville

What is the cost of living in Louisville, CO?
The cost of living index in Louisville, CO is 191 (US average = 100). Median monthly rent is $2,069, median household income is $149,159/year, and the median home value is $835,000.
Is Louisville, CO affordable?
No, Louisville is more expensive than the national average with a cost index of 191. The rent-to-income ratio is 16.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Louisville, CO?
The median gross rent in Louisville, CO is $2,069 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $24,828.
What is the median household income in Louisville?
The median household income in Louisville, CO is $149,159 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Colorado?
Colorado has a top income tax rate of 4.4%, a sales tax of 2.9%, and an effective property tax rate of 0.51%.