Madera, CA

Average · 96

California · Population 67,133 · Updated March 2026

$1,237
Median Rent / Month
$63,619
Median Income
$335,900
Median Home Value
$1,362
Owner Costs / Month

Affordability

How far your income goes in Madera

23.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$14,844
Annual Rent
$8,461
State Income Tax
$2,385
Property Tax (est.)

Cost of Living Overview

Madera has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 96 (where 100 equals the national median), Madera residents can expect to pay median rent of $1,237/month while earning a median household income of $63,619/year.

The median home value in Madera, CA is $335,900, with typical monthly owner costs around $1,362 including mortgage, insurance, and taxes. The median rent-to-income ratio of 23.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Madera.

Frequently Asked Questions

Common questions about living costs in Madera

What is the cost of living in Madera, CA?
The cost of living index in Madera, CA is 96 (US average = 100). Median monthly rent is $1,237, median household income is $63,619/year, and the median home value is $335,900.
Is Madera, CA affordable?
Yes, Madera is more affordable than the national average with a cost index of 96. The rent-to-income ratio is 23.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Madera, CA?
The median gross rent in Madera, CA is $1,237 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,844.
What is the median household income in Madera?
The median household income in Madera, CA is $63,619 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.