Maitland, FL

Very High · 146

Florida · Population 19,268 · Updated March 2026

$1,930
Median Rent / Month
$93,318
Median Income
$526,400
Median Home Value
$1,894
Owner Costs / Month

Affordability

How far your income goes in Maitland

24.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Florida

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.0%
Sales Tax
0.86%
Property Tax Rate

Estimated Annual Costs

$23,160
Annual Rent
$0
State Income Tax
$4,527
Property Tax (est.)

Cost of Living Overview

Maitland has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 146 (where 100 equals the national median), Maitland residents can expect to pay median rent of $1,930/month while earning a median household income of $93,318/year.

The median home value in Maitland, FL is $526,400, with typical monthly owner costs around $1,894 including mortgage, insurance, and taxes. The median rent-to-income ratio of 24.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Florida has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.0% sales tax rate and 0.86% effective property tax rate, the overall tax environment helps keep costs manageable in Maitland.

Frequently Asked Questions

Common questions about living costs in Maitland

What is the cost of living in Maitland, FL?
The cost of living index in Maitland, FL is 146 (US average = 100). Median monthly rent is $1,930, median household income is $93,318/year, and the median home value is $526,400.
Is Maitland, FL affordable?
No, Maitland is more expensive than the national average with a cost index of 146. The rent-to-income ratio is 24.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Maitland, FL?
The median gross rent in Maitland, FL is $1,930 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $23,160.
What is the median household income in Maitland?
The median household income in Maitland, FL is $93,318 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Florida?
Florida has a top income tax rate of 0%, a sales tax of 6.0%, and an effective property tax rate of 0.86%. Notably, there is no state income tax.