Maplewood, MN

Average · 95

Minnesota · Population 40,981 · Updated March 2026

$1,316
Median Rent / Month
$88,534
Median Income
$291,300
Median Home Value
$1,441
Owner Costs / Month

Affordability

How far your income goes in Maplewood

17.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Minnesota

State-level tax rates that affect your costs

9.85%
Income Tax (Top Rate)
6.875%
Sales Tax
1.11%
Property Tax Rate

Estimated Annual Costs

$15,792
Annual Rent
$8,721
State Income Tax
$3,233
Property Tax (est.)

Cost of Living Overview

Maplewood has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 95 (where 100 equals the national median), Maplewood residents can expect to pay median rent of $1,316/month while earning a median household income of $88,534/year.

The median home value in Maplewood, MN is $291,300, with typical monthly owner costs around $1,441 including mortgage, insurance, and taxes. The median rent-to-income ratio of 17.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Minnesota's top income tax rate of 9.85% is among the highest in the nation, adding to the overall cost burden. Combined with a 6.875% sales tax rate and 1.11% effective property tax rate, the overall tax environment is a factor in the total cost of living in Maplewood.

Frequently Asked Questions

Common questions about living costs in Maplewood

What is the cost of living in Maplewood, MN?
The cost of living index in Maplewood, MN is 95 (US average = 100). Median monthly rent is $1,316, median household income is $88,534/year, and the median home value is $291,300.
Is Maplewood, MN affordable?
Yes, Maplewood is more affordable than the national average with a cost index of 95. The rent-to-income ratio is 17.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Maplewood, MN?
The median gross rent in Maplewood, MN is $1,316 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $15,792.
What is the median household income in Maplewood?
The median household income in Maplewood, MN is $88,534 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Minnesota?
Minnesota has a top income tax rate of 9.85%, a sales tax of 6.875%, and an effective property tax rate of 1.11%.