Mastic, NY

Very High · 139

New York · Population 15,031 · Updated March 2026

$2,055
Median Rent / Month
$106,491
Median Income
$370,500
Median Home Value
$2,275
Owner Costs / Month

Affordability

How far your income goes in Mastic

23.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$24,660
Annual Rent
$11,608
State Income Tax
$6,002
Property Tax (est.)

Cost of Living Overview

Mastic has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 139 (where 100 equals the national median), Mastic residents can expect to pay median rent of $2,055/month while earning a median household income of $106,491/year.

The median home value in Mastic, NY is $370,500, with typical monthly owner costs around $2,275 including mortgage, insurance, and taxes. The median rent-to-income ratio of 23.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Mastic.

Frequently Asked Questions

Common questions about living costs in Mastic

What is the cost of living in Mastic, NY?
The cost of living index in Mastic, NY is 139 (US average = 100). Median monthly rent is $2,055, median household income is $106,491/year, and the median home value is $370,500.
Is Mastic, NY affordable?
No, Mastic is more expensive than the national average with a cost index of 139. The rent-to-income ratio is 23.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Mastic, NY?
The median gross rent in Mastic, NY is $2,055 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $24,660.
What is the median household income in Mastic?
The median household income in Mastic, NY is $106,491 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.